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Report shows California seniors tapping into payday loans – Sometimes referred to as a “cash advance” or a “deferred deposit transaction,” a payday loan is a short-term loan where someone borrows a small amount of money at a very high rate of interest. The.

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What consumers need to know about the rules proposed for payday loans – Sweeping new rules proposed Thursday by the Consumer Financial Protection Bureau (CFPB) could upend the payday loan industry, which consumer advocates say often traps cash-strapped workers into a.